Acceptance of terms
By using BuddyTools, you agree to these terms. If you don't agree, that's okay — just don't use the site. We keep things simple and fair.
What BuddyTools is
- BuddyTools is a free hub of informational tools built to help everyday Singaporeans navigate finances and government services.
- Not a licensed financial adviser — we do not provide regulated financial advice of any kind.
- Not affiliated with MAS, CPF Board, HDB, or any Singapore government agency.
Informational use only
Important
Nothing on BuddyTools constitutes financial, legal, or investment advice. Always consult a qualified professional and verify information on official government websites before making any decisions.
- All content on BuddyTools is for general informational purposes only.
- Rates, scheme details, and eligibility information can change — always verify on official sources before acting on them.
Accuracy of information
- We work hard to keep information accurate and up to date.
- We cannot guarantee real-time accuracy of rates or scheme details, especially since some data is sourced from third-party websites.
- Always use official government websites for final verification before making any financial decisions.
User conduct
When using BuddyTools forms (feedback, suggestions, email signup), please:
- Do not submit spam, offensive, hateful, or illegal content.
- Do not attempt to misuse, abuse, or disrupt the platform.
- We reserve the right to block submissions that violate these rules without notice.
Intellectual property
- All original content, design, and code on BuddyTools is our own work and may not be reproduced or redistributed without permission.
- If you'd like to use any BuddyTools content, reach out via the feedback form — we're generally open to it.
Limitation of liability
- BuddyTools is provided as-is, for free, with no warranty of any kind.
- We are not liable for any decisions made — financial or otherwise — based on information found on this site.
- Use the tools at your own discretion and always verify with official sources.
Changes to these terms
- We may update these terms at any time. When we do, we'll update the "Last updated" date at the top of this page.
- Continued use of BuddyTools after any changes means you accept the updated terms.
Contact us
Have a question about these terms? Use the Give Feedback button on any page — we read every message.